Cashback isn’t just for credit cards anymore. With the right tools, you can earn money back on nearly every online purchase, from groceries to clothing to travel bookings. The trick is knowing which cashback platforms to use and how to stack your rewards for maximum savings.

One of the most popular options is Rakuten (formerly known as Ebates). It offers cashback on purchases at thousands of retailers, including major names like Amazon, Walmart, and Target. Simply click through the Rakuten website or app before making a purchase, and you’ll earn a percentage of your total as cash back. Rakuten even offers a browser extension that alerts you to cashback opportunities as you shop.

TopCashback is another excellent choice. It often offers higher cashback rates than competitors, thanks to its lean business model. Unlike other sites, it passes almost all of its commission back to users, resulting in better payouts.

If you prefer a mobile-first approach, apps like Dosh and Drop offer automatic cashback when you link your credit or debit card. These apps make it easy to earn money back without having to remember to click through a portal.

For in-store purchases, consider using Receipt Hog or Fetch Rewards, which let you earn cashback just by snapping a photo of your receipt. These apps are perfect for grocery shopping and everyday spending.

With a little planning, you can turn routine purchases into a steady stream of cashback, effectively stretching your budget without cutting back on the things you love.